News
SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·
← Back to Intelligence Dashboard

Albania

Albanian Lek (ALL)

29
Moderate
Risk
#122
of 171
Safer
than 29% of currencies
36
global avg score
$899
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 3.6% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
2.1%
Debt to GDP
50.0%
GDP Growth
3.8%
Broad Money / GDP
70.9%

Banking & Stability

NPL Ratio
3.6%
Reserve Months
7.2
Current Account
-0.5%
FX Volatility
6.7

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
Not available

Currency Structure

Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%

Savings Impact Calculator

ALL
Holding cash in ALL2.1% inflation
ALL 899−ALL 101 (10% purchasing power lost)
Your ALL 1,000 buys 10% less in 5 years
What if you invested ALL 1,000 instead? (5yr, in ALL terms)
Hold USD Cash
ALL 859
−ALL 141
-3.0%/yr net in ALL
S&P 500
ALL 1611
+ALL 611
range: ALL 734–ALL 3176
10% USD return + 0.0% FX · ±16% vol
Gold
ALL 1469
+ALL 469
range: ALL 418–ALL 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
ALL 3052
+ALL 2052
range: ALL 180–ALL 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in ALL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Albania (2.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-07-05

Intelligence Dashboard →