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SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·SCMPInside Taylor Swift and Travis Kelce’s big bash: a garden in the Garden·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·NYTFed’s Warsh Says Inflation Poses Less Risk Than a Few Weeks Ago·CNBCInflation peaked in May as energy prices fell in June, Kalshi traders think·
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Bosnia and Herzegovina

Bosnia-Herzegovina Convertible Mark (BAM)

32
Moderate
Risk
#101
of 171
Safer
than 41% of currencies
36
global avg score
$744
$1,000 in 5 years
Impact on Citizens

Citizens need to earn at least 7.6% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓

Economic Indicators

Inflation Rate
6.1%
Debt to GDP
39.7%
GDP Growth
2.1%
Broad Money / GDP
72.8%

Banking & Stability

NPL Ratio
3.2%
Reserve Months
6.5
Current Account
-3.1%
FX Volatility
7.4

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
24.1

Currency Structure

Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%

Savings Impact Calculator

BAM
Holding cash in BAM6.1% inflation
BAM 744−BAM 256 (26% purchasing power lost)
Your BAM 1,000 buys 26% less in 5 years
What if you invested BAM 1,000 instead? (5yr, in BAM terms)
USD-denominated assets gain an additional ~3.1%/yr from expected BAM depreciation vs USD
Hold USD Cash
BAM 1005
+BAM 5
+0.1%/yr net in BAM
S&P 500
BAM 1851
+BAM 851
range: BAM 863–BAM 3587
10% USD return + 3.1% FX · ±16% vol
Gold
BAM 1693
+BAM 693
range: BAM 501–BAM 4502
8% USD return + 3.1% FX · ±24% vol
Bitcoin
BAM 3450
+BAM 2450
range: BAM 223–BAM 20.0k
25% USD return + 3.1% FX · ±54% vol

All values in BAM. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.1%/yr based on the inflation differential between Bosnia and Herzegovina (6.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-07-05

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