← Back to Intelligence Dashboard
Chile
33
Moderate
Risk
Risk
#99
of 171
Safer
than 42% of currencies
37
global avg score
$810
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.8% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.3%
Debt to GDP
13.1%
GDP Growth
2.6%
Broad Money / GDP
75.1%
Banking & Stability
NPL Ratio
2.1%
Reserve Months
4.2
Current Account
-1.5%
FX Volatility
20.0
Governance & Markets
Rule of Law
0.9
Black Market Premium
Not available
Capital Controls
Not available
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
75.0%
Savings Impact Calculator
CLP $
Holding cash in CLP4.3% inflation
CLP $810−CLP $190 (19% purchasing power lost)
Your CLP $1,000 buys 19% less in 5 years
What if you invested CLP $1,000 instead? (5yr, in CLP terms)
USD-denominated assets gain an additional ~1.3%/yr from expected CLP depreciation vs USD
Hold USD Cash
CLP $918
−CLP $82
-1.7%/yr net in CLP
S&P 500
CLP $1708
+CLP $708
range: CLP $786–CLP $3343
10% USD return + 1.3% FX · ±16% vol
Gold
CLP $1560
+CLP $560
range: CLP $452–CLP $4208
8% USD return + 1.3% FX · ±24% vol
Bitcoin
CLP $3213
+CLP $2213
range: CLP $198–CLP $19.1k
25% USD return + 1.3% FX · ±54% vol
All values in CLP. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.3%/yr based on the inflation differential between Chile (4.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.