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Colombia
38
Moderate
Risk
Risk
#60
of 171
Riskier
than 65% of currencies
36
global avg score
$778
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 6.6% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
5.1%
Debt to GDP
71.2%
GDP Growth
2.6%
Broad Money / GDP
43.1%
Banking & Stability
NPL Ratio
3.0%
Reserve Months
7.3
Current Account
-2.4%
FX Volatility
36.4
Governance & Markets
Rule of Law
-0.3
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
83.0%
Savings Impact Calculator
COP $
Holding cash in COP5.1% inflation
COP $778−COP $222 (22% purchasing power lost)
Your COP $1,000 buys 22% less in 5 years
What if you invested COP $1,000 instead? (5yr, in COP terms)
USD-denominated assets gain an additional ~2.1%/yr from expected COP depreciation vs USD
Hold USD Cash
COP $958
−COP $42
-0.9%/yr net in COP
S&P 500
COP $1774
+COP $774
range: COP $821–COP $3455
10% USD return + 2.1% FX · ±16% vol
Gold
COP $1621
+COP $621
range: COP $474–COP $4343
8% USD return + 2.1% FX · ±24% vol
Bitcoin
COP $3322
+COP $2322
range: COP $209–COP $19.5k
25% USD return + 2.1% FX · ±54% vol
All values in COP. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.1%/yr based on the inflation differential between Colombia (5.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-10-02
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.