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Colombia
37
Moderate
Risk
Risk
#77
of 171
Safer
than 55% of currencies
37
global avg score
$726
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 8.1% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
6.6%
Debt to GDP
71.5%
GDP Growth
1.6%
Broad Money / GDP
41.8%
Banking & Stability
NPL Ratio
3.5%
Reserve Months
7.3
Current Account
-1.7%
FX Volatility
23.7
Governance & Markets
Rule of Law
-0.3
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
83.0%
Savings Impact Calculator
COP $
Holding cash in COP6.6% inflation
COP $726−COP $274 (27% purchasing power lost)
Your COP $1,000 buys 27% less in 5 years
What if you invested COP $1,000 instead? (5yr, in COP terms)
USD-denominated assets gain an additional ~3.6%/yr from expected COP depreciation vs USD
Hold USD Cash
COP $1031
+COP $31
+0.6%/yr net in COP
S&P 500
COP $1893
+COP $893
range: COP $886–COP $3657
10% USD return + 3.6% FX · ±16% vol
Gold
COP $1732
+COP $732
range: COP $516–COP $4586
8% USD return + 3.6% FX · ±24% vol
Bitcoin
COP $3519
+COP $2519
range: COP $231–COP $20.3k
25% USD return + 3.6% FX · ±54% vol
All values in COP. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.6%/yr based on the inflation differential between Colombia (6.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.