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Hungary
40
Moderate
Risk
Risk
#45
of 171
Riskier
than 74% of currencies
36
global avg score
$806
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.9% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.4%
Debt to GDP
82.0%
GDP Growth
0.5%
Broad Money / GDP
60.0%
Banking & Stability
NPL Ratio
2.6%
Reserve Months
3.5
Current Account
1.7%
FX Volatility
18.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
Not available
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
67.0%
Savings Impact Calculator
Ft
Holding cash in HUF4.4% inflation
Ft806−Ft194 (19% purchasing power lost)
Your Ft1,000 buys 19% less in 5 years
What if you invested Ft1,000 instead? (5yr, in HUF terms)
USD-denominated assets gain an additional ~1.4%/yr from expected HUF depreciation vs USD
Hold USD Cash
Ft923
−Ft77
-1.6%/yr net in HUF
S&P 500
Ft1717
+Ft717
range: Ft791–Ft3358
10% USD return + 1.4% FX · ±16% vol
Gold
Ft1568
+Ft568
range: Ft455–Ft4226
8% USD return + 1.4% FX · ±24% vol
Bitcoin
Ft3228
+Ft2228
range: Ft199–Ft19.1k
25% USD return + 1.4% FX · ±54% vol
All values in HUF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.4%/yr based on the inflation differential between Hungary (4.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17