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Côte d'Ivoire

West African CFA Franc (XOF)

38
Moderate
Risk
XOF is a shared currency. Côte d'Ivoire's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All XOF countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#61
of 171
Riskier
than 65% of currencies
36
global avg score
$994
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 1.6% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
0.1%
Debt to GDP
171.1%
GDP Growth
6.5%
Broad Money / GDP
42.2%

Banking & Stability

NPL Ratio
Not available
Reserve Months
Not available
Current Account
-4.5%
FX Volatility
9.3

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
26.0

Currency Structure

Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
67.0%

Savings Impact Calculator

XOF
Holding cash in XOF0.1% inflation
XOF 994−XOF 6 (1% purchasing power lost)
Your XOF 1,000 buys 1% less in 5 years
What if you invested XOF 1,000 instead? (5yr, in XOF terms)
Hold USD Cash
XOF 859
−XOF 141
-3.0%/yr net in XOF
S&P 500
XOF 1611
+XOF 611
range: XOF 734–XOF 3176
10% USD return + 0.0% FX · ±16% vol
Gold
XOF 1469
+XOF 469
range: XOF 418–XOF 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
XOF 3052
+XOF 2052
range: XOF 180–XOF 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in XOF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Côte d'Ivoire (0.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-10-02