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Lesotho
30
Moderate
Risk
Risk
#118
of 171
Safer
than 31% of currencies
36
global avg score
$811
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.8% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.3%
Debt to GDP
3.0%
GDP Growth
2.0%
Broad Money / GDP
42.3%
Banking & Stability
NPL Ratio
4.3%
Reserve Months
5.5
Current Account
-0.2%
FX Volatility
22.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
16.0
Peg Fragility
27.9
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
LSL
Holding cash in LSL4.3% inflation
LSL 811−LSL 189 (19% purchasing power lost)
Your LSL 1,000 buys 19% less in 5 years
What if you invested LSL 1,000 instead? (5yr, in LSL terms)
USD-denominated assets gain an additional ~1.3%/yr from expected LSL depreciation vs USD
Hold USD Cash
LSL 916
−LSL 84
-1.7%/yr net in LSL
S&P 500
LSL 1706
+LSL 706
range: LSL 785–LSL 3339
10% USD return + 1.3% FX · ±16% vol
Gold
LSL 1558
+LSL 558
range: LSL 451–LSL 4204
8% USD return + 1.3% FX · ±24% vol
Bitcoin
LSL 3210
+LSL 2210
range: LSL 197–LSL 19.0k
25% USD return + 1.3% FX · ±54% vol
All values in LSL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.3%/yr based on the inflation differential between Lesotho (4.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-05