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Lesotho
28
Moderate
Risk
Risk
#136
of 171
Safer
than 21% of currencies
37
global avg score
$744
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 7.6% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
6.1%
Debt to GDP
3.0%
GDP Growth
2.9%
Broad Money / GDP
42.3%
Banking & Stability
NPL Ratio
3.8%
Reserve Months
5.5
Current Account
3.9%
FX Volatility
17.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
16.0
Peg Fragility
27.9
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
LSL
Holding cash in LSL6.1% inflation
LSL 744−LSL 256 (26% purchasing power lost)
Your LSL 1,000 buys 26% less in 5 years
What if you invested LSL 1,000 instead? (5yr, in LSL terms)
USD-denominated assets gain an additional ~3.1%/yr from expected LSL depreciation vs USD
Hold USD Cash
LSL 1005
+LSL 5
+0.1%/yr net in LSL
S&P 500
LSL 1851
+LSL 851
range: LSL 863–LSL 3587
10% USD return + 3.1% FX · ±16% vol
Gold
LSL 1693
+LSL 693
range: LSL 501–LSL 4502
8% USD return + 3.1% FX · ±24% vol
Bitcoin
LSL 3450
+LSL 2450
range: LSL 223–LSL 20.0k
25% USD return + 3.1% FX · ±54% vol
All values in LSL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.1%/yr based on the inflation differential between Lesotho (6.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21