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Malawi
49
Moderate
Risk
Risk
#26
of 171
Riskier
than 85% of currencies
37
global avg score
$248
$1,000 in 5 years
Impact on Citizens
Citizens need their money to grow at least 33.7% per year to not lose purchasing power. Every MWK 100 saved today will only buy 76 worth of goods next year.See savings calculator ↓
Economic Indicators
Inflation Rate
32.2%
Debt to GDP
55.6%
GDP Growth
1.7%
Broad Money / GDP
27.1%
Banking & Stability
NPL Ratio
5.1%
Reserve Months
1.9
Current Account
-18.8%
FX Volatility
2.3
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
56.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
MWK
Holding cash in MWK32.2% inflation
MWK 248−MWK 752 (75% purchasing power lost)
Your MWK 1,000 buys 75% less in 5 years
What if you invested MWK 1,000 instead? (5yr, in MWK terms)
USD-denominated assets gain an additional ~29.2%/yr from expected MWK depreciation vs USD
Hold USD Cash
MWK 3199
+MWK 2199
+26.2%/yr net in MWK
S&P 500
MWK 5223
+MWK 4223
range: MWK 2836–MWK 8999
10% USD return + 29.2% FX · ±16% vol
Gold
MWK 4858
+MWK 3858
range: MWK 1857–MWK 10.9k
8% USD return + 29.2% FX · ±24% vol
Bitcoin
MWK 8712
+MWK 7712
range: MWK 1009–MWK 39.1k
25% USD return + 29.2% FX · ±54% vol
All values in MWK. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~29.2%/yr based on the inflation differential between Malawi (32.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19