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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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Malaysia

Malaysian Ringgit (MYR)

29
Moderate
Risk
#123
of 171
Safer
than 28% of currencies
36
global avg score
$934
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 2.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
1.4%
Debt to GDP
64.6%
GDP Growth
5.2%
Broad Money / GDP
120.6%

Banking & Stability

NPL Ratio
1.4%
Reserve Months
4.5
Current Account
1.7%
FX Volatility
8.1

Governance & Markets

Rule of Law
0.5
Black Market Premium
Not available
Capital Controls
11.5
Peg Fragility
Not available

Currency Structure

Global Currency Role
70.0
FX Regime
managed float
Data Coverage
83.0%

Savings Impact Calculator

RM
Holding cash in MYR1.4% inflation
RM934−RM66 (7% purchasing power lost)
Your RM1,000 buys 7% less in 5 years
What if you invested RM1,000 instead? (5yr, in MYR terms)
Hold USD Cash
RM859
−RM141
-3.0%/yr net in MYR
S&P 500
RM1611
+RM611
range: RM734–RM3176
10% USD return + 0.0% FX · ±16% vol
Gold
RM1469
+RM469
range: RM418–RM4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
RM3052
+RM2052
range: RM180–RM18.4k
25% USD return + 0.0% FX · ±54% vol

All values in MYR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Malaysia (1.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-07-03

Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.

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