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37
Moderate
Risk
Risk
XOF is a shared currency. Mali's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All XOF countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#67
of 171
Riskier
than 61% of currencies
36
global avg score
$851
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.8% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.3%
Debt to GDP
Not available
GDP Growth
5.6%
Broad Money / GDP
30.8%
Banking & Stability
NPL Ratio
Not available
Reserve Months
Not available
Current Account
-4.3%
FX Volatility
2.7
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
56.0
Peg Fragility
26.0
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
58.0%
Savings Impact Calculator
XOF
Holding cash in XOF3.3% inflation
XOF 851−XOF 149 (15% purchasing power lost)
Your XOF 1,000 buys 15% less in 5 years
What if you invested XOF 1,000 instead? (5yr, in XOF terms)
Hold USD Cash
XOF 871
−XOF 129
-2.7%/yr net in XOF
S&P 500
XOF 1631
+XOF 631
range: XOF 745–XOF 3211
10% USD return + 0.3% FX · ±16% vol
Gold
XOF 1488
+XOF 488
range: XOF 425–XOF 4050
8% USD return + 0.3% FX · ±24% vol
Bitcoin
XOF 3086
+XOF 2086
range: XOF 184–XOF 18.5k
25% USD return + 0.3% FX · ±54% vol
All values in XOF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Mali (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-08-17