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Morocco
30
Moderate
Risk
Risk
#119
of 171
Safer
than 31% of currencies
36
global avg score
$966
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 2.2% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
0.7%
Debt to GDP
51.2%
GDP Growth
4.6%
Broad Money / GDP
121.3%
Banking & Stability
NPL Ratio
8.2%
Reserve Months
5.9
Current Account
-2.5%
FX Volatility
10.7
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
14.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
MAD
Holding cash in MAD0.7% inflation
MAD 966−MAD 34 (3% purchasing power lost)
Your MAD 1,000 buys 3% less in 5 years
What if you invested MAD 1,000 instead? (5yr, in MAD terms)
Hold USD Cash
MAD 859
−MAD 141
-3.0%/yr net in MAD
S&P 500
MAD 1611
+MAD 611
range: MAD 734–MAD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
MAD 1469
+MAD 469
range: MAD 418–MAD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
MAD 3052
+MAD 2052
range: MAD 180–MAD 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in MAD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Morocco (0.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-05