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Oman

Omani Rial (OMR)

29
Moderate
Risk
#131
of 171
Safer
than 24% of currencies
37
global avg score
$971
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 2.1% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
0.6%
Debt to GDP
Not available
GDP Growth
1.6%
Broad Money / GDP
51.7%

Banking & Stability

NPL Ratio
Not available
Reserve Months
3.7
Current Account
2.9%
FX Volatility
0.2

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
35.3

Currency Structure

Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
67.0%

Savings Impact Calculator

OMR
Holding cash in OMR0.6% inflation
OMR 971−OMR 29 (3% purchasing power lost)
Your OMR 1,000 buys 3% less in 5 years
What if you invested OMR 1,000 instead? (5yr, in OMR terms)
Hold USD Cash
OMR 859
OMR 141
-3.0%/yr net in OMR
S&P 500
OMR 1611
+OMR 611
range: OMR 734OMR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
OMR 1469
+OMR 469
range: OMR 418OMR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
OMR 3052
+OMR 2052
range: OMR 180OMR 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in OMR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Oman (0.6%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-05-21