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Namibia
34
Moderate
Risk
Risk
#93
of 171
Safer
than 46% of currencies
37
global avg score
$813
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.7% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.2%
Debt to GDP
4.7%
GDP Growth
3.7%
Broad Money / GDP
72.6%
Banking & Stability
NPL Ratio
5.8%
Reserve Months
4.0
Current Account
-13.7%
FX Volatility
17.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
34.2
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
NAD
Holding cash in NAD4.2% inflation
NAD 813−NAD 187 (19% purchasing power lost)
Your NAD 1,000 buys 19% less in 5 years
What if you invested NAD 1,000 instead? (5yr, in NAD terms)
USD-denominated assets gain an additional ~1.2%/yr from expected NAD depreciation vs USD
Hold USD Cash
NAD 915
−NAD 85
-1.8%/yr net in NAD
S&P 500
NAD 1703
+NAD 703
range: NAD 784–NAD 3335
10% USD return + 1.2% FX · ±16% vol
Gold
NAD 1556
+NAD 556
range: NAD 450–NAD 4199
8% USD return + 1.2% FX · ±24% vol
Bitcoin
NAD 3206
+NAD 2206
range: NAD 197–NAD 19.0k
25% USD return + 1.2% FX · ±54% vol
All values in NAD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.2%/yr based on the inflation differential between Namibia (4.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-21