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Russia
40
Moderate
Risk
Risk
#47
of 171
Riskier
than 73% of currencies
36
global avg score
$658
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 10.2% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
8.7%
Debt to GDP
17.9%
GDP Growth
1.0%
Broad Money / GDP
69.9%
Banking & Stability
NPL Ratio
4.5%
Reserve Months
16.8
Current Account
1.7%
FX Volatility
40.3
Governance & Markets
Rule of Law
-0.8
Black Market Premium
5.0%
Capital Controls
77.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
92.0%
Savings Impact Calculator
₽
Holding cash in RUB8.7% inflation
₽658−₽342 (34% purchasing power lost)
Your ₽1,000 buys 34% less in 5 years
What if you invested ₽1,000 instead? (5yr, in RUB terms)
USD-denominated assets gain an additional ~5.7%/yr from expected RUB depreciation vs USD
Hold USD Cash
₽1144
+₽144
+2.7%/yr net in RUB
S&P 500
₽2075
+₽1075
range: ₽986–₽3965
10% USD return + 5.7% FX · ±16% vol
Gold
₽1902
+₽902
range: ₽581–₽4954
8% USD return + 5.7% FX · ±24% vol
Bitcoin
₽3817
+₽2817
range: ₽266–₽21.5k
25% USD return + 5.7% FX · ±54% vol
All values in RUB. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~5.7%/yr based on the inflation differential between Russia (8.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-10-02
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.