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Rwanda
37
Moderate
Risk
Risk
#72
of 171
Riskier
than 58% of currencies
36
global avg score
$750
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 7.4% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
5.9%
Debt to GDP
48.4%
GDP Growth
9.4%
Broad Money / GDP
26.1%
Banking & Stability
NPL Ratio
4.2%
Reserve Months
4.2
Current Account
-12.0%
FX Volatility
5.0
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
32.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
75.0%
Savings Impact Calculator
RWF
Holding cash in RWF5.9% inflation
RWF 750−RWF 250 (25% purchasing power lost)
Your RWF 1,000 buys 25% less in 5 years
What if you invested RWF 1,000 instead? (5yr, in RWF terms)
USD-denominated assets gain an additional ~2.9%/yr from expected RWF depreciation vs USD
Hold USD Cash
RWF 996
−RWF 4
-0.1%/yr net in RWF
S&P 500
RWF 1835
+RWF 835
range: RWF 855–RWF 3560
10% USD return + 2.9% FX · ±16% vol
Gold
RWF 1678
+RWF 678
range: RWF 496–RWF 4470
8% USD return + 2.9% FX · ±24% vol
Bitcoin
RWF 3424
+RWF 2424
range: RWF 221–RWF 19.9k
25% USD return + 2.9% FX · ±54% vol
All values in RWF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.9%/yr based on the inflation differential between Rwanda (5.9%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-05