← Back to Intelligence Dashboard
Saudi Arabia
30
Moderate
Risk
Risk
#120
of 171
Safer
than 30% of currencies
36
global avg score
$902
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 3.6% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
2.1%
Debt to GDP
Not available
GDP Growth
4.5%
Broad Money / GDP
65.1%
Banking & Stability
NPL Ratio
1.0%
Reserve Months
15.6
Current Account
-2.6%
FX Volatility
Not available
Governance & Markets
Rule of Law
0.2
Black Market Premium
Not available
Capital Controls
5.8
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
67.0%
Savings Impact Calculator
SAR
Holding cash in SAR2.1% inflation
SAR 902−SAR 98 (10% purchasing power lost)
Your SAR 1,000 buys 10% less in 5 years
What if you invested SAR 1,000 instead? (5yr, in SAR terms)
Hold USD Cash
SAR 859
−SAR 141
-3.0%/yr net in SAR
S&P 500
SAR 1611
+SAR 611
range: SAR 734–SAR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
SAR 1469
+SAR 469
range: SAR 418–SAR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
SAR 3052
+SAR 2052
range: SAR 180–SAR 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in SAR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Saudi Arabia (2.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-05