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Somalia
44
Moderate
Risk
Risk
#35
of 171
Riskier
than 80% of currencies
36
global avg score
$784
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 6.5% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
5.0%
Debt to GDP
12.7%
GDP Growth
3.0%
Broad Money / GDP
26.1%
Banking & Stability
NPL Ratio
2.6%
Reserve Months
2.0
Current Account
-8.0%
FX Volatility
1.2
Governance & Markets
Rule of Law
-2.0
Black Market Premium
20.0%
Capital Controls
72.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
92.0%
Savings Impact Calculator
SOS
Holding cash in SOS5.0% inflation
SOS 784−SOS 216 (22% purchasing power lost)
Your SOS 1,000 buys 22% less in 5 years
What if you invested SOS 1,000 instead? (5yr, in SOS terms)
USD-denominated assets gain an additional ~2.0%/yr from expected SOS depreciation vs USD
Hold USD Cash
SOS 951
−SOS 49
-1.0%/yr net in SOS
S&P 500
SOS 1762
+SOS 762
range: SOS 815–SOS 3436
10% USD return + 2.0% FX · ±16% vol
Gold
SOS 1611
+SOS 611
range: SOS 470–SOS 4320
8% USD return + 2.0% FX · ±24% vol
Bitcoin
SOS 3304
+SOS 2304
range: SOS 207–SOS 19.4k
25% USD return + 2.0% FX · ±54% vol
All values in SOS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.0%/yr based on the inflation differential between Somalia (5.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-03
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.