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Tanzania
32
Moderate
Risk
Risk
#107
of 171
Safer
than 38% of currencies
36
global avg score
$849
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 4.8% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
3.3%
Debt to GDP
Not available
GDP Growth
5.9%
Broad Money / GDP
23.4%
Banking & Stability
NPL Ratio
2.5%
Reserve Months
5.4
Current Account
-3.0%
FX Volatility
4.9
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
28.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
TZS
Holding cash in TZS3.3% inflation
TZS 849−TZS 151 (15% purchasing power lost)
Your TZS 1,000 buys 15% less in 5 years
What if you invested TZS 1,000 instead? (5yr, in TZS terms)
Hold USD Cash
TZS 873
−TZS 127
-2.7%/yr net in TZS
S&P 500
TZS 1635
+TZS 635
range: TZS 747–TZS 3217
10% USD return + 0.3% FX · ±16% vol
Gold
TZS 1492
+TZS 492
range: TZS 426–TZS 4057
8% USD return + 0.3% FX · ±24% vol
Bitcoin
TZS 3092
+TZS 2092
range: TZS 185–TZS 18.5k
25% USD return + 0.3% FX · ±54% vol
All values in TZS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Tanzania (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-03