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Cameroon

Central African CFA Franc (XAF)

40
Moderate
Risk
XAF is a shared currency. Cameroon's score reflects its own fiscal health, banking system, and governance — not the currency bloc as a whole. All XAF countries share the same Global Currency Role and capital control scores, but differ on country-specific factors. Learn more
#44
of 171
Riskier
than 75% of currencies
36
global avg score
$846
$1,000 in 5 years
Impact on Citizens

Citizens need modest returns of 4.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓

Economic Indicators

Inflation Rate
3.4%
Debt to GDP
79.5%
GDP Growth
3.2%
Broad Money / GDP
21.4%

Banking & Stability

NPL Ratio
12.9%
Reserve Months
5.3
Current Account
-3.3%
FX Volatility
9.3

Governance & Markets

Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
35.0
Peg Fragility
28.9

Currency Structure

Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%

Savings Impact Calculator

XAF
Holding cash in XAF3.4% inflation
XAF 846−XAF 154 (15% purchasing power lost)
Your XAF 1,000 buys 15% less in 5 years
What if you invested XAF 1,000 instead? (5yr, in XAF terms)
Hold USD Cash
XAF 877
−XAF 123
-2.6%/yr net in XAF
S&P 500
XAF 1640
+XAF 640
range: XAF 750–XAF 3227
10% USD return + 0.4% FX · ±16% vol
Gold
XAF 1497
+XAF 497
range: XAF 428–XAF 4069
8% USD return + 0.4% FX · ±24% vol
Bitcoin
XAF 3101
+XAF 2101
range: XAF 186–XAF 18.6k
25% USD return + 0.4% FX · ±54% vol

All values in XAF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.4%/yr based on the inflation differential between Cameroon (3.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Data last updated: 2026-10-02