← Back to Intelligence Dashboard
Brazil
36
Moderate
Risk
Risk
#81
of 171
Safer
than 53% of currencies
37
global avg score
$808
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.9% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.4%
Debt to GDP
81.9%
GDP Growth
3.4%
Broad Money / GDP
116.4%
Banking & Stability
NPL Ratio
2.8%
Reserve Months
8.0
Current Account
-3.0%
FX Volatility
28.9
Governance & Markets
Rule of Law
-0.2
Black Market Premium
Not available
Capital Controls
5.8
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
free float
Data Coverage
83.0%
Savings Impact Calculator
R$
Holding cash in BRL4.4% inflation
R$808−R$192 (19% purchasing power lost)
Your R$1,000 buys 19% less in 5 years
What if you invested R$1,000 instead? (5yr, in BRL terms)
USD-denominated assets gain an additional ~1.4%/yr from expected BRL depreciation vs USD
Hold USD Cash
R$921
−R$79
-1.6%/yr net in BRL
S&P 500
R$1713
+R$713
range: R$789–R$3352
10% USD return + 1.4% FX · ±16% vol
Gold
R$1565
+R$565
range: R$453–R$4219
8% USD return + 1.4% FX · ±24% vol
Bitcoin
R$3222
+R$2222
range: R$198–R$19.1k
25% USD return + 1.4% FX · ±54% vol
All values in BRL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.4%/yr based on the inflation differential between Brazil (4.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19
Note: World Bank does not cover this country directly. Data sourced from national statistics and IMF estimates.