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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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R$

Brazilian Real

BRL · Brazil

35
Moderate
Risk
Historical Scores
313538Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Brazilian Real is in decent shape overall, scoring 35 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 6.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
5.0%
Debt / GDP
81.9%
GDP Growth
2.3%
FX Volatility
9.4
Governance
-0.2
Reserves
8.4 mo
Analysis
What's working well
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full Brazil analysis →

Savings Impact Calculator

R$
Holding cash in BRL5.0% inflation
R$783−R$217 (22% purchasing power lost)
Your R$1,000 buys 22% less in 5 years
What if you invested R$1,000 instead? (5yr, in BRL terms)
USD-denominated assets gain an additional ~2.0%/yr from expected BRL depreciation vs USD
Hold USD Cash
R$952
−R$48
-1.0%/yr net in BRL
S&P 500
R$1764
+R$764
range: R$816–R$3438
10% USD return + 2.0% FX · ±16% vol
Gold
R$1612
+R$612
range: R$471–R$4323
8% USD return + 2.0% FX · ±24% vol
Bitcoin
R$3306
+R$2306
range: R$208–R$19.4k
25% USD return + 2.0% FX · ±54% vol

All values in BRL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.0%/yr based on the inflation differential between Brazil (5.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

Recent News

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France 24NegativeJun 30
French heatwave threatens food inflation as agriculture sector suffers
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how BRL ranks differently.
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