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BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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R$

Brazilian Real

BRL · Brazil

36
Moderate
Risk
Historical Scores
313539Jul 2021Jul 2023May 2026
What does this mean for you?

The Brazilian Real is in decent shape overall, scoring 36 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 5.9%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
4.4%
Debt / GDP
81.9%
GDP Growth
3.4%
FX Volatility
26.4
Governance
-0.2
Reserves
8.0 mo
Analysis
What's working well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
Banking system is in good shape
What to watch out for
No major concerns
Full Brazil analysis →

Savings Impact Calculator

R$
Holding cash in BRL4.4% inflation
R$808−R$192 (19% purchasing power lost)
Your R$1,000 buys 19% less in 5 years
What if you invested R$1,000 instead? (5yr, in BRL terms)
USD-denominated assets gain an additional ~1.4%/yr from expected BRL depreciation vs USD
Hold USD Cash
R$921
−R$79
-1.6%/yr net in BRL
S&P 500
R$1713
+R$713
range: R$789–R$3352
10% USD return + 1.4% FX · ±16% vol
Gold
R$1565
+R$565
range: R$453–R$4219
8% USD return + 1.4% FX · ±24% vol
Bitcoin
R$3222
+R$2222
range: R$198–R$19.1k
25% USD return + 1.4% FX · ±54% vol

All values in BRL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.4%/yr based on the inflation differential between Brazil (4.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how BRL ranks differently.
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