← Back to Intelligence Dashboard
Jamaica
37
Moderate
Risk
Risk
#68
of 171
Riskier
than 61% of currencies
36
global avg score
$822
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 5.5% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
4.0%
Debt to GDP
97.9%
GDP Growth
0.1%
Broad Money / GDP
65.8%
Banking & Stability
NPL Ratio
Not available
Reserve Months
6.5
Current Account
3.1%
FX Volatility
2.7
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
21.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
JMD
Holding cash in JMD4.0% inflation
JMD 822−JMD 178 (18% purchasing power lost)
Your JMD 1,000 buys 18% less in 5 years
What if you invested JMD 1,000 instead? (5yr, in JMD terms)
USD-denominated assets gain an additional ~1.0%/yr from expected JMD depreciation vs USD
Hold USD Cash
JMD 904
−JMD 96
-2.0%/yr net in JMD
S&P 500
JMD 1685
+JMD 685
range: JMD 774–JMD 3304
10% USD return + 1.0% FX · ±16% vol
Gold
JMD 1539
+JMD 539
range: JMD 444–JMD 4162
8% USD return + 1.0% FX · ±24% vol
Bitcoin
JMD 3176
+JMD 2176
range: JMD 194–JMD 18.9k
25% USD return + 1.0% FX · ±54% vol
All values in JMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.0%/yr based on the inflation differential between Jamaica (4.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-05