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JMD

Jamaican Dollar

JMD · Jamaica

38
Moderate
Risk
Historical Scores
333842Jul 2021Jul 2023May 2026
What does this mean for you?

The Jamaican Dollar is in decent shape overall, scoring 38 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 6.9%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
5.4%
Debt / GDP
97.9%
GDP Growth
-0.5%
FX Volatility
7.3
Governance
Not available
Reserves
6.5 mo
Analysis
What's working well
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full Jamaica analysis →

Savings Impact Calculator

JMD
Holding cash in JMD5.4% inflation
JMD 768−JMD 232 (23% purchasing power lost)
Your JMD 1,000 buys 23% less in 5 years
What if you invested JMD 1,000 instead? (5yr, in JMD terms)
USD-denominated assets gain an additional ~2.4%/yr from expected JMD depreciation vs USD
Hold USD Cash
JMD 971
−JMD 29
-0.6%/yr net in JMD
S&P 500
JMD 1795
+JMD 795
range: JMD 833–JMD 3492
10% USD return + 2.4% FX · ±16% vol
Gold
JMD 1641
+JMD 641
range: JMD 482–JMD 4387
8% USD return + 2.4% FX · ±24% vol
Bitcoin
JMD 3358
+JMD 2358
range: JMD 213–JMD 19.6k
25% USD return + 2.4% FX · ±54% vol

All values in JMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~2.4%/yr based on the inflation differential between Jamaica (5.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how JMD ranks differently.
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