← Back to Intelligence Dashboard
Maldives
40
Moderate
Risk
Risk
#56
of 171
Riskier
than 68% of currencies
37
global avg score
$933
$1,000 in 5 years
Impact on Citizens
Citizens need modest returns of 2.9% per year to keep up. Inflation is low — a basic savings account or index fund is enough to stay ahead.See savings calculator ↓
Economic Indicators
Inflation Rate
1.4%
Debt to GDP
57.3%
GDP Growth
3.5%
Broad Money / GDP
54.5%
Banking & Stability
NPL Ratio
8.3%
Reserve Months
1.3
Current Account
-18.7%
FX Volatility
0.2
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
32.0
Peg Fragility
44.8
Currency Structure
Global Currency Role
70.0
FX Regime
hard peg
Data Coverage
83.0%
Savings Impact Calculator
MVR
Holding cash in MVR1.4% inflation
MVR 933−MVR 67 (7% purchasing power lost)
Your MVR 1,000 buys 7% less in 5 years
What if you invested MVR 1,000 instead? (5yr, in MVR terms)
Hold USD Cash
MVR 859
−MVR 141
-3.0%/yr net in MVR
S&P 500
MVR 1611
+MVR 611
range: MVR 734–MVR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
MVR 1469
+MVR 469
range: MVR 418–MVR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
MVR 3052
+MVR 2052
range: MVR 180–MVR 18.4k
25% USD return + 0.0% FX · ±54% vol
All values in MVR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Maldives (1.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-05-19