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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCDiesel sees biggest monthly fall in 26 years. What's happening to fuel prices?·
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MVR

Maldivian Rufiyaa

MVR · Maldives

39
Moderate
Risk
Historical Scores
314150Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Maldivian Rufiyaa is in decent shape overall, scoring 39 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 5.5%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
4.0%
Debt / GDP
57.3%
GDP Growth
6.3%
FX Volatility
0.2
Governance
Not available
Reserves
1.3 mo
Analysis
What's working well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
The country is spending much more abroad than it earns — relies on foreign money flowing in
Full Maldives analysis →

Savings Impact Calculator

MVR
Holding cash in MVR4.0% inflation
MVR 822−MVR 178 (18% purchasing power lost)
Your MVR 1,000 buys 18% less in 5 years
What if you invested MVR 1,000 instead? (5yr, in MVR terms)
USD-denominated assets gain an additional ~1.0%/yr from expected MVR depreciation vs USD
Hold USD Cash
MVR 904
−MVR 96
-2.0%/yr net in MVR
S&P 500
MVR 1685
+MVR 685
range: MVR 774–MVR 3305
10% USD return + 1.0% FX · ±16% vol
Gold
MVR 1539
+MVR 539
range: MVR 444–MVR 4162
8% USD return + 1.0% FX · ±24% vol
Bitcoin
MVR 3177
+MVR 2177
range: MVR 194–MVR 18.9k
25% USD return + 1.0% FX · ±54% vol

All values in MVR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.0%/yr based on the inflation differential between Maldives (4.0%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how MVR ranks differently.
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