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Romania
40
Moderate
Risk
Risk
#48
of 171
Riskier
than 72% of currencies
36
global avg score
$707
$1,000 in 5 years
Impact on Citizens
Citizens need to earn at least 8.7% per year on savings to stay ahead. Money sitting in a regular account is slowly losing value.See savings calculator ↓
Economic Indicators
Inflation Rate
7.2%
Debt to GDP
Not available
GDP Growth
0.7%
Broad Money / GDP
41.5%
Banking & Stability
NPL Ratio
3.1%
Reserve Months
5.5
Current Account
-7.9%
FX Volatility
18.8
Governance & Markets
Rule of Law
Not available
Black Market Premium
Not available
Capital Controls
8.0
Peg Fragility
Not available
Currency Structure
Global Currency Role
70.0
FX Regime
managed float
Data Coverage
67.0%
Savings Impact Calculator
lei
Holding cash in RON7.2% inflation
lei707−lei293 (29% purchasing power lost)
Your lei1,000 buys 29% less in 5 years
What if you invested lei1,000 instead? (5yr, in RON terms)
USD-denominated assets gain an additional ~4.2%/yr from expected RON depreciation vs USD
Hold USD Cash
lei1061
+lei61
+1.2%/yr net in RON
S&P 500
lei1941
+lei941
range: lei913–lei3740
10% USD return + 4.2% FX · ±16% vol
Gold
lei1777
+lei777
range: lei533–lei4685
8% USD return + 4.2% FX · ±24% vol
Bitcoin
lei3599
+lei2599
range: lei240–lei20.6k
25% USD return + 4.2% FX · ±54% vol
All values in RON. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~4.2%/yr based on the inflation differential between Romania (7.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Data last updated: 2026-07-03