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AMD

Armenian Dram

AMD · Armenia

32
Moderate
Risk
Historical Scores
293541Jul 2021Jul 2023May 2026
What does this mean for you?

The Armenian Dram is in decent shape overall, scoring 32 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 1.8%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
0.3%
Debt / GDP
47.9%
GDP Growth
5.9%
FX Volatility
11.7
Governance
Not available
Reserves
2.1 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Armenia analysis →

Savings Impact Calculator

AMD
Holding cash in AMD0.3% inflation
AMD 987−AMD 13 (1% purchasing power lost)
Your AMD 1,000 buys 1% less in 5 years
What if you invested AMD 1,000 instead? (5yr, in AMD terms)
Hold USD Cash
AMD 859
−AMD 141
-3.0%/yr net in AMD
S&P 500
AMD 1611
+AMD 611
range: AMD 734–AMD 3176
10% USD return + 0.0% FX · ±16% vol
Gold
AMD 1469
+AMD 469
range: AMD 418–AMD 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
AMD 3052
+AMD 2052
range: AMD 180–AMD 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in AMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Armenia (0.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how AMD ranks differently.
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