News
BBCJump in energy bills drives UK inflation to highest rate for four months·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·BBCTrump pauses new tariffs on Canada for three days, saying deal close·Al JazeeraUS sanctions International Criminal Court’s president and top lawyer·Al JazeeraTrump pauses 50 percent tariffs on Canada in last-minute deal·NYTCarney and Trump Talk Again as Deadline Nears on New U.S. Tariffs·SCMPUS Democrats rebuke Trump for easing sanctions on Beijing, Hong Kong officials·NYTBond Sell-Off Sends Borrowing Costs to Highest Level Since 2007·BBCJump in energy bills drives UK inflation to highest rate for four months·NYTTrump’s Tariffs on Hold as President Claims Deal With Canada Is Near·BBCTrump pauses new tariffs on Canada for three days, saying deal close·Al JazeeraUS sanctions International Criminal Court’s president and top lawyer·Al JazeeraTrump pauses 50 percent tariffs on Canada in last-minute deal·NYTCarney and Trump Talk Again as Deadline Nears on New U.S. Tariffs·SCMPUS Democrats rebuke Trump for easing sanctions on Beijing, Hong Kong officials·NYTBond Sell-Off Sends Borrowing Costs to Highest Level Since 2007·
← Back to Intelligence Dashboard
🇦🇲
AMD

Armenian Dram

AMD · Armenia

35
Moderate
Risk
Historical Scores
323946Jul 2021Jul 2025Aug 2026
What does this mean for you?

The Armenian Dram is in decent shape overall, scoring 35 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 4.8%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
3.3%
Debt / GDP
47.9%
GDP Growth
7.2%
FX Volatility
10.5
Governance
Not available
Reserves
3.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Armenia analysis →

Savings Impact Calculator

AMD
Holding cash in AMD3.3% inflation
AMD 850−AMD 150 (15% purchasing power lost)
Your AMD 1,000 buys 15% less in 5 years
What if you invested AMD 1,000 instead? (5yr, in AMD terms)
Hold USD Cash
AMD 872
−AMD 128
-2.7%/yr net in AMD
S&P 500
AMD 1633
+AMD 633
range: AMD 746–AMD 3215
10% USD return + 0.3% FX · ±16% vol
Gold
AMD 1490
+AMD 490
range: AMD 426–AMD 4054
8% USD return + 0.3% FX · ±24% vol
Bitcoin
AMD 3089
+AMD 2089
range: AMD 184–AMD 18.5k
25% USD return + 0.3% FX · ±54% vol

All values in AMD. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Armenia (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how AMD ranks differently.
Intelligence DashboardCompare currenciesBuild your model