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Economic TimesChina's factory inflation hits 3yr high in May·SCMPIn Malaysia, video of cuddling couple renews debate over public displays of affection·SCMPGold smugglers ‘make a killing’ in India as grey market outshines hefty tariffs·SCMPUS fintech firm iCapital doubles prime office space in Hong Kong amid wealth boom·Bank of JapanCorporate Goods Price Index (May)·Bank of JapanAverage Contract Interest Rates on Loans and Discounts (Apr.)·SCMPUS trade court to Trump administration: speed up tariff refunds·BBCBill debt soars but many don't know help is available·Economic TimesChina's factory inflation hits 3yr high in May·SCMPIn Malaysia, video of cuddling couple renews debate over public displays of affection·SCMPGold smugglers ‘make a killing’ in India as grey market outshines hefty tariffs·SCMPUS fintech firm iCapital doubles prime office space in Hong Kong amid wealth boom·Bank of JapanCorporate Goods Price Index (May)·Bank of JapanAverage Contract Interest Rates on Loans and Discounts (Apr.)·SCMPUS trade court to Trump administration: speed up tariff refunds·BBCBill debt soars but many don't know help is available·
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BGN

Bulgarian Lev

BGN · Bulgaria

27
Moderate
Risk
Historical Scores
243138Jul 2021Jul 2023Jun 2026
What does this mean for you?

The Bulgarian Lev is in decent shape overall, scoring 27 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 3.9%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.4%
Debt / GDP
Not available
GDP Growth
3.4%
FX Volatility
3.2
Governance
Not available
Reserves
7.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full Bulgaria analysis →

Savings Impact Calculator

лв
Holding cash in BGN2.4% inflation
лв886−лв114 (11% purchasing power lost)
Your лв1,000 buys 11% less in 5 years
What if you invested лв1,000 instead? (5yr, in BGN terms)
Hold USD Cash
лв859
−лв141
-3.0%/yr net in BGN
S&P 500
лв1611
+лв611
range: лв734–лв3176
10% USD return + 0.0% FX · ±16% vol
Gold
лв1469
+лв469
range: лв418–лв4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
лв3052
+лв2052
range: лв180–лв18.4k
25% USD return + 0.0% FX · ±54% vol

All values in BGN. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Bulgaria (2.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how BGN ranks differently.
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