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CHF
Swiss Franc
CHF · Switzerland
16
Low
Risk
Risk
Historical Scores
What does this mean for you?
The Swiss Franc is one of the safest currencies in the world, scoring just 16 out of 100. Strong institutions, low inflation, and global trust make it a reliable store of value.
You only need about 1.7%/yr to stay ahead. A basic savings account is enough. Calculator ↓
Inflation
0.2%
Debt / GDP
22.3%
GDP Growth
1.3%
FX Volatility
5.7
Governance
1.9
Reserves
13.2 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Strong institutions and rule of law
What to watch out for
No major concerns
Savings Impact Calculator
CHF
Holding cash in CHF0.2% inflation
CHF992−CHF8 (1% purchasing power lost)
Your CHF1,000 buys 1% less in 5 years
What if you invested CHF1,000 instead? (5yr, in CHF terms)
Hold USD Cash
CHF859
−CHF141
-3.0%/yr net in CHF
S&P 500
CHF1611
+CHF611
range: CHF734–CHF3176
10% USD return + 0.0% FX · ±16% vol
Gold
CHF1469
+CHF469
range: CHF418–CHF4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
CHF3052
+CHF2052
range: CHF180–CHF18.4k
25% USD return + 0.0% FX · ±54% vol
All values in CHF. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Switzerland (0.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how CHF ranks differently.