News
Economic TimesLet exchange rate act as shock absorber: IMF·SCMPBeijing fights invasive moths with parasitic wasps and caterpillar-catching contests·NYTRussians Snap Up Chinese E.V.s as Ukrainian Attacks Make Fuel Scarce·NYTChina Resumes Curbs on Fuel Exports, Tightening Global Energy Markets·BBCRising energy costs add to cost of living for Northern Ireland's consumers·NYTUS Sanctions A7, a Russia Firm That Helps Sidestep Economic Restrictions·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTSales of Hulking Pickups and S.U.V.s Sag as Fuel Prices Soar·Economic TimesLet exchange rate act as shock absorber: IMF·SCMPBeijing fights invasive moths with parasitic wasps and caterpillar-catching contests·NYTRussians Snap Up Chinese E.V.s as Ukrainian Attacks Make Fuel Scarce·NYTChina Resumes Curbs on Fuel Exports, Tightening Global Energy Markets·BBCRising energy costs add to cost of living for Northern Ireland's consumers·NYTUS Sanctions A7, a Russia Firm That Helps Sidestep Economic Restrictions·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTSales of Hulking Pickups and S.U.V.s Sag as Fuel Prices Soar·
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Kč

Czech Koruna

CZK · Czechia

28
Moderate
Risk
Historical Scores
253646Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Czech Koruna is in decent shape overall, scoring 28 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 4.0%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.5%
Debt / GDP
14.0%
GDP Growth
2.6%
FX Volatility
13.3
Governance
Not available
Reserves
7.6 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full Czechia analysis →

Savings Impact Calculator

Kč
Holding cash in CZK2.5% inflation
Kč886−Kč114 (11% purchasing power lost)
Your Kč1,000 buys 11% less in 5 years
What if you invested Kč1,000 instead? (5yr, in CZK terms)
Hold USD Cash
Kč859
−Kč141
-3.0%/yr net in CZK
S&P 500
Kč1611
+Kč611
range: Kč734–Kč3176
10% USD return + 0.0% FX · ±16% vol
Gold
Kč1469
+Kč469
range: Kč418–Kč4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
Kč3052
+Kč2052
range: Kč180–Kč18.4k
25% USD return + 0.0% FX · ±54% vol

All values in CZK. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Czechia (2.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how CZK ranks differently.
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