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ETB

Ethiopian Birr

ETB · Ethiopia

47
Moderate
Risk
Historical Scores
445463Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Ethiopian Birr is in decent shape overall, scoring 47 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

Your savings need 14.7%/yr returns to not lose value. ETB100 today → ETB88 next year. Calculator ↓

Inflation
13.2%
Debt / GDP
31.4%
GDP Growth
9.8%
FX Volatility
29.5
Governance
-0.7
Reserves
1.8 mo
Analysis
What's working well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
The official exchange rate doesn't match what people actually pay (25% gap)
Weak rule of law — harder to trust that the system will protect your money

Savings Impact Calculator

ETB
Holding cash in ETB13.2% inflation
ETB 537−ETB 463 (46% purchasing power lost)
Your ETB 1,000 buys 46% less in 5 years
What if you invested ETB 1,000 instead? (5yr, in ETB terms)
USD-denominated assets gain an additional ~10.2%/yr from expected ETB depreciation vs USD
Hold USD Cash
ETB 1418
+ETB 418
+7.2%/yr net in ETB
S&P 500
ETB 2512
+ETB 1512
range: ETB 1230–ETB 4692
10% USD return + 10.2% FX · ±16% vol
Gold
ETB 2310
+ETB 1310
range: ETB 743–ETB 5820
8% USD return + 10.2% FX · ±24% vol
Bitcoin
ETB 4522
+ETB 3522
range: ETB 354–ETB 24.3k
25% USD return + 10.2% FX · ±54% vol

All values in ETB. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~10.2%/yr based on the inflation differential between Ethiopia (13.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ETB ranks differently.