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GEL

Georgian Lari

GEL · Georgia

29
Moderate
Risk
Historical Scores
263543Jul 2021Jul 2023May 2026
What does this mean for you?

The Georgian Lari is in decent shape overall, scoring 29 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 2.6%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
1.1%
Debt / GDP
40.1%
GDP Growth
9.7%
FX Volatility
6.3
Governance
Not available
Reserves
2.3 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns
Full Georgia analysis →

Savings Impact Calculator

GEL
Holding cash in GEL1.1% inflation
GEL 946−GEL 54 (5% purchasing power lost)
Your GEL 1,000 buys 5% less in 5 years
What if you invested GEL 1,000 instead? (5yr, in GEL terms)
Hold USD Cash
GEL 859
−GEL 141
-3.0%/yr net in GEL
S&P 500
GEL 1611
+GEL 611
range: GEL 734–GEL 3176
10% USD return + 0.0% FX · ±16% vol
Gold
GEL 1469
+GEL 469
range: GEL 418–GEL 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
GEL 3052
+GEL 2052
range: GEL 180–GEL 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in GEL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Georgia (1.1%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how GEL ranks differently.
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