News
NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·
← Back to Intelligence Dashboard
₪

Israeli Shekel

ILS · Used by 2 countries

43
Moderate
Risk
Historical Scores
344352Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Israeli Shekel is in decent shape overall, scoring 43 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies. The ILS is shared by 2 countries, so conditions vary depending on where you are.

You need at least 7.9%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
6.4%
Debt / GDP
97.2%
GDP Growth
3.6%
FX Volatility
18.7
Governance
-0.1
Reserves
8.4 mo
Analysis
What's working well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
Banking system is in good shape
What to watch out for
Restrictions on moving your money out of the country

Countries using the Israeli Shekel

CountryScoreLevelInflationDebt/GDP
🇵🇸 Palestine54High9.8%106%
🇮🇱 Israel32Moderate3.0%88%

Savings Impact Calculator

₪
Holding cash in ILS6.4% inflation
₪732−₪268 (27% purchasing power lost)
Your ₪1,000 buys 27% less in 5 years
What if you invested ₪1,000 instead? (5yr, in ILS terms)
USD-denominated assets gain an additional ~3.4%/yr from expected ILS depreciation vs USD
Hold USD Cash
₪1021
+₪21
+0.4%/yr net in ILS
S&P 500
₪1877
+₪877
range: ₪878–₪3632
10% USD return + 3.4% FX · ±16% vol
Gold
₪1718
+₪718
range: ₪511–₪4555
8% USD return + 3.4% FX · ±24% vol
Bitcoin
₪3493
+₪2493
range: ₪228–₪20.2k
25% USD return + 3.4% FX · ±54% vol

All values in ILS. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~3.4%/yr based on the inflation differential between Israeli Shekel zone (6.4%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

Recent News

All news →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ILS ranks differently.