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Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·Economic TimesICRA sees India GDP growth at 7% in Q1 FY27·GuardianUS gas prices reach highest ever recorded for August amid stalled talks with Iran·SCMPWill Russia’s plan for overland oil route be ‘game changer’ for India’s energy security?·SCMPEU plans most far-reaching sanctions on Russia in coming months·NYTWorker Pay Isn’t Keeping Up With Inflation Once Again·NYTJuly Retail Sales Notch Biggest Drop in Over a Year·NYTAmazon and Alphabet’s Profits Reveal Circular Nature of A.I. Boom·BBCUS says dozens of countries helped China dodge Trump's tariffs·
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IRR

Iranian Rial

IRR · Iran

61
High
Risk
Historical Scores
586775Jul 2021Jul 2025Aug 2026
What does this mean for you?

The Iranian Rial is under significant pressure, scoring 61 out of 100. This isn't a crisis yet, but things are moving in the wrong direction. If you're saving in this currency, you need to be paying attention — your purchasing power is being eroded.

Your savings need 43.7%/yr returns to not lose value. IRR100 today → IRR70 next year. Calculator ↓

Inflation
42.2%
Debt / GDP
Not available
GDP Growth
-2.8%
FX Volatility
100.0
Governance
Not available
Reserves
5.8 mo
Analysis
What's working well
Limited positive signals
What to watch out for
The currency has been swinging wildly — hard to plan ahead
Restrictions on moving your money out of the country
The official exchange rate doesn't match what people actually pay (60% gap)

Savings Impact Calculator

IRR
Holding cash in IRR42.2% inflation
IRR 172−IRR 828 (83% purchasing power lost)
Your IRR 1,000 buys 83% less in 5 years
What if you invested IRR 1,000 instead? (5yr, in IRR terms)
USD-denominated assets gain an additional ~39.2%/yr from expected IRR depreciation vs USD
Hold USD Cash
IRR 4682
+IRR 3682
+36.2%/yr net in IRR
S&P 500
IRR 7386
+IRR 6386
range: IRR 4188IRR 12.3k
10% USD return + 39.2% FX · ±16% vol
Gold
IRR 6904
+IRR 5904
range: IRR 2835IRR 14.7k
8% USD return + 39.2% FX · ±24% vol
Bitcoin
IRR 11.9k
+IRR 10.9k
range: IRR 1623IRR 49.4k
25% USD return + 39.2% FX · ±54% vol

All values in IRR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~39.2%/yr based on the inflation differential between Iran (42.2%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →

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This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how IRR ranks differently.