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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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NPR

Nepalese Rupee

NPR · Nepal

28
Moderate
Risk
Historical Scores
253238Jul 2021Jul 2025Jul 2026
What does this mean for you?

The Nepalese Rupee is in decent shape overall, scoring 28 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 4.2%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
2.7%
Debt / GDP
39.9%
GDP Growth
4.4%
FX Volatility
28.2
Governance
Not available
Reserves
13.0 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Government debt is low — less pressure to print money
Economy is growing healthily
What to watch out for
No major concerns

Savings Impact Calculator

NPR
Holding cash in NPR2.7% inflation
NPR 877−NPR 123 (12% purchasing power lost)
Your NPR 1,000 buys 12% less in 5 years
What if you invested NPR 1,000 instead? (5yr, in NPR terms)
Hold USD Cash
NPR 859
NPR 141
-3.0%/yr net in NPR
S&P 500
NPR 1611
+NPR 611
range: NPR 734NPR 3176
10% USD return + 0.0% FX · ±16% vol
Gold
NPR 1469
+NPR 469
range: NPR 418NPR 4007
8% USD return + 0.0% FX · ±24% vol
Bitcoin
NPR 3052
+NPR 2052
range: NPR 180NPR 18.4k
25% USD return + 0.0% FX · ±54% vol

All values in NPR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.0%/yr based on the inflation differential between Nepal (2.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how NPR ranks differently.