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BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·BBCSwinney defends food prices policy ahead of first minister vote·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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NPR

Nepalese Rupee

NPR · Nepal

30
Moderate
Risk
Historical Scores
273338Jul 2021Jul 2023May 2026
What does this mean for you?

The Nepalese Rupee is in decent shape overall, scoring 30 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 6.2%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
4.7%
Debt / GDP
39.9%
GDP Growth
3.7%
FX Volatility
30.7
Governance
Not available
Reserves
13.0 mo
Analysis
What's working well
Government debt is low — less pressure to print money
Economy is growing healthily
Healthy foreign currency reserves as a safety net
What to watch out for
No major concerns
Full Nepal analysis →

Savings Impact Calculator

NPR
Holding cash in NPR4.7% inflation
NPR 795−NPR 205 (20% purchasing power lost)
Your NPR 1,000 buys 20% less in 5 years
What if you invested NPR 1,000 instead? (5yr, in NPR terms)
USD-denominated assets gain an additional ~1.7%/yr from expected NPR depreciation vs USD
Hold USD Cash
NPR 936
−NPR 64
-1.3%/yr net in NPR
S&P 500
NPR 1738
+NPR 738
range: NPR 802–NPR 3394
10% USD return + 1.7% FX · ±16% vol
Gold
NPR 1588
+NPR 588
range: NPR 462–NPR 4270
8% USD return + 1.7% FX · ±24% vol
Bitcoin
NPR 3263
+NPR 2263
range: NPR 203–NPR 19.3k
25% USD return + 1.7% FX · ±54% vol

All values in NPR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.7%/yr based on the inflation differential between Nepal (4.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how NPR ranks differently.
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