News
NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·NYTThe Powerful Yet Fragile Force Propping Up Stocks and the Economy·NYTTariffs Are Making Instruments So Expensive, School Music Programs Are at Risk·Al Jazeera‘They are crying’: Refugees in Malaysia in fear amid Myanmar deportation·France 24France unveils cost-cutting budget amid protests·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·BBCLorry training firm 'riding out' record diesel price·Al JazeeraIran urges Iraq to lift flight ban amid US sanctions·SCMPPhilippines’ jeepney drivers ‘stuck between a rock and a hard place’ despite fare increase·
← Back to Intelligence Dashboard
🇵🇰
₨

Pakistani Rupee

PKR · Pakistan

39
Moderate
Risk
Historical Scores
364758Jul 2021Jul 2025Oct 2026
What does this mean for you?

The Pakistani Rupee is in decent shape overall, scoring 39 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 5.0%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
3.5%
Debt / GDP
55.0%
GDP Growth
3.7%
FX Volatility
4.6
Governance
-0.7
Reserves
3.8 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
What to watch out for
Restrictions on moving your money out of the country
Weak rule of law — harder to trust that the system will protect your money
Full Pakistan analysis →

Savings Impact Calculator

₨
Holding cash in PKR3.5% inflation
₨840−₨160 (16% purchasing power lost)
Your ₨1,000 buys 16% less in 5 years
What if you invested ₨1,000 instead? (5yr, in PKR terms)
USD-denominated assets gain an additional ~0.5%/yr from expected PKR depreciation vs USD
Hold USD Cash
₨883
−₨117
-2.5%/yr net in PKR
S&P 500
₨1651
+₨651
range: ₨755–₨3245
10% USD return + 0.5% FX · ±16% vol
Gold
₨1507
+₨507
range: ₨432–₨4091
8% USD return + 0.5% FX · ±24% vol
Bitcoin
₨3119
+₨2119
range: ₨187–₨18.7k
25% USD return + 0.5% FX · ±54% vol

All values in PKR. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.5%/yr based on the inflation differential between Pakistan (3.5%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how PKR ranks differently.
Intelligence DashboardCompare currenciesBuild your model