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UGX

Ugandan Shilling

UGX · Uganda

38
Moderate
Risk
Historical Scores
354044Jul 2021Jul 2023May 2026
What does this mean for you?

The Ugandan Shilling is in decent shape overall, scoring 38 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You only need about 4.8%/yr to stay ahead. A basic savings account is enough. Calculator ↓

Inflation
3.3%
Debt / GDP
54.4%
GDP Growth
6.1%
FX Volatility
25.5
Governance
Not available
Reserves
2.4 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Economy is growing healthily
What to watch out for
No major concerns
Full Uganda analysis →

Savings Impact Calculator

UGX
Holding cash in UGX3.3% inflation
UGX 849−UGX 151 (15% purchasing power lost)
Your UGX 1,000 buys 15% less in 5 years
What if you invested UGX 1,000 instead? (5yr, in UGX terms)
Hold USD Cash
UGX 873
−UGX 127
-2.7%/yr net in UGX
S&P 500
UGX 1634
+UGX 634
range: UGX 747–UGX 3217
10% USD return + 0.3% FX · ±16% vol
Gold
UGX 1491
+UGX 491
range: UGX 426–UGX 4057
8% USD return + 0.3% FX · ±24% vol
Bitcoin
UGX 3091
+UGX 2091
range: UGX 185–UGX 18.5k
25% USD return + 0.3% FX · ±54% vol

All values in UGX. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~0.3%/yr based on the inflation differential between Uganda (3.3%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how UGX ranks differently.
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