← Back to Intelligence Dashboard
$
US Dollar
USD · Used by 5 countries
33
Moderate
Risk
Risk
Historical Scores
What does this mean for you?
The US Dollar is in decent shape overall, scoring 33 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies. The USD is shared by 5 countries, so conditions vary depending on where you are.
You only need about 2.3%/yr to stay ahead. A basic savings account is enough. Calculator ↓
Inflation
0.8%
Debt / GDP
111.5%
GDP Growth
4.2%
FX Volatility
Not available
Governance
1.4
Reserves
3.2 mo
Analysis
What's working well
Prices are stable — your money holds its value well
Strong institutions and rule of law
Economy is growing healthily
What to watch out for
Government owes a lot (112% of what the country produces) — may need to print more money
Countries using the US Dollar
| Country | Score | Level | Inflation | Debt/GDP |
|---|---|---|---|---|
| 🇸🇻 El Salvador | 38 | Moderate | 0.3% | 107% |
| 🇹🇱 Timor-Leste | 36 | Moderate | 0.4% | Not available |
| 🇵🇦 Panama | 32 | Moderate | -0.2% | Not available |
| 🇪🇨 Ecuador | 30 | Moderate | 0.7% | Not available |
| 🇺🇸 United States | 28 | Moderate | 2.9% | 116% |
Savings Impact Calculator
$
Holding cash in USD0.8% inflation
$959−$41 (4% purchasing power lost)
Your $1,000 buys 4% less in 5 years
What if you invested $1,000 instead? (5yr, in USD terms)
Hold USD Cash
$859
−$141
−3%/yr US inflation
S&P 500
$1611
+$611
range: $734–$3176
~10%/yr (long-run avg) · ±16% vol
Gold
$1469
+$469
range: $418–$4007
~8%/yr (5yr avg) · ±24% vol
Bitcoin
$3052
+$2052
range: $180–$18.4k
~25%/yr (5yr avg) · ±54% vol
All values in USD. Returns are period-adjusted historical averages. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.
Holding other assets too? Calculate your full portfolio risk →
Recent News
All news →NYTOct 2
Tariffs Are Making Instruments So Expensive, School Music Programs Are at Risk
NYTOct 1
Trump’s New Tariffs Get a Familiar Day in Court
NYTSep 30
While Surging to Records, Stocks Experience Some ‘Wobbles’
GuardianNegativeSep 29
US ban on Canadian imports likely to weaken already fragile relationship
GuardianSep 26
‘It’s just getting worse’: anger in Maine over Trump’s trade war with close neighbor Canada
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how USD ranks differently.