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UYU

Uruguayan Peso

UYU · Uruguay

32
Moderate
Risk
Historical Scores
293540Jul 2021Jul 2023May 2026
What does this mean for you?

The Uruguayan Peso is in decent shape overall, scoring 32 out of 100. There are some areas to watch, but no immediate danger. Your money is holding its value reasonably well compared to most currencies.

You need at least 6.3%/yr returns. Money in a basic account is slowly losing value. Calculator ↓

Inflation
4.8%
Debt / GDP
66.4%
GDP Growth
3.1%
FX Volatility
21.5
Governance
Not available
Reserves
7.7 mo
Analysis
What's working well
Economy is growing healthily
Healthy foreign currency reserves as a safety net
Banking system is in good shape
What to watch out for
No major concerns
Full Uruguay analysis →

Savings Impact Calculator

UYU
Holding cash in UYU4.8% inflation
UYU 789−UYU 211 (21% purchasing power lost)
Your UYU 1,000 buys 21% less in 5 years
What if you invested UYU 1,000 instead? (5yr, in UYU terms)
USD-denominated assets gain an additional ~1.8%/yr from expected UYU depreciation vs USD
Hold USD Cash
UYU 944
−UYU 56
-1.2%/yr net in UYU
S&P 500
UYU 1751
+UYU 751
range: UYU 809–UYU 3416
10% USD return + 1.8% FX · ±16% vol
Gold
UYU 1599
+UYU 599
range: UYU 466–UYU 4296
8% USD return + 1.8% FX · ±24% vol
Bitcoin
UYU 3284
+UYU 2284
range: UYU 205–UYU 19.3k
25% USD return + 1.8% FX · ±54% vol

All values in UYU. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~1.8%/yr based on the inflation differential between Uruguay (4.8%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how UYU ranks differently.
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