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Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·Economic TimesIndia fuel price hike among world's lowest: BJP·SCMPSome Asian airlines could collapse like Spirit without help on rising fuel costs·SCMPTexans accuse Japan of doing ‘deal with the devil’ by funding US fossil fuel projects·SCMPHong Kong property upswing poised to hold despite interest rates risk: Moody’s·Al JazeeraIs the US trying to force regime change in Cuba?·SCMPCuba warns of ‘bloodbath’ if US attacks as Washington expands sanctions·NYTOil Prices Climb and Bonds Falter as Iran War Raises Inflation Fears·SCMPUS extends Russian oil waiver by 30 days as Hormuz closure chokes supply·
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ZWL

Zimbabwean Dollar

ZWL · Zimbabwe

68
High
Risk
Historical Scores
596571Jul 2021Jul 2023May 2026
What does this mean for you?

The Zimbabwean Dollar is under significant pressure, scoring 68 out of 100. This isn't a crisis yet, but things are moving in the wrong direction. If you're saving in this currency, you need to be paying attention — your purchasing power is being eroded.

To keep up, your money needs to grow by at least 106% per year. Every ZWL100 saved today buys about ZWL49 next year. Calculator ↓

Inflation
104.7%
Debt / GDP
87.0%
GDP Growth
1.7%
FX Volatility
100.0
Governance
-0.8
Reserves
0.5 mo
Analysis
What's working well
Limited positive signals
What to watch out for
The official exchange rate doesn't match what people actually pay (150% gap)
Prices rising fast (104.7% per year) — your savings lose value quickly
The currency has been swinging wildly — hard to plan ahead

Savings Impact Calculator

ZWL
Holding cash in ZWL104.7% inflation
ZWL 28−ZWL 972 (97% purchasing power lost)
Your ZWL 1,000 buys 97% less in 5 years
What if you invested ZWL 1,000 instead? (5yr, in ZWL terms)
USD-denominated assets gain an additional ~101.7%/yr from expected ZWL depreciation vs USD
Hold USD Cash
ZWL 31.0k
+ZWL 30.0k
+98.7%/yr net in ZWL
S&P 500
ZWL 42.5k
+ZWL 41.5k
range: ZWL 28.7kZWL 61.2k
10% USD return + 101.7% FX · ±16% vol
Gold
ZWL 40.6k
+ZWL 39.6k
range: ZWL 22.1kZWL 69.7k
8% USD return + 101.7% FX · ±24% vol
Bitcoin
ZWL 59.9k
+ZWL 58.9k
range: ZWL 15.4kZWL 174.3k
25% USD return + 101.7% FX · ±54% vol

All values in ZWL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~101.7%/yr based on the inflation differential between Zimbabwe (104.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ZWL ranks differently.