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SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·SCMPChina-EU trade, Xi touts ‘global influence’, Nato summit·Economic TimesWorld food prices ease for second month in June·Bank of JapanOutput Gap, Potential Growth Rate, and Labor Market Indicators·Economic TimesSensex jumps 262 points, Nifty closes above 24,270. 7 key factors behind today's D-Street gains·SCMPAustralia expects to gain extra US$26 billion from exports after Iran war raises prices·NYTLatest Jobs Report Shows Labor Market Is Not a Source of Inflationary Pressure·NYTWhy the Jobs Market Has Wall Street and Washington on Edge·Bank of JapanJapanese Government Bonds Held by the Bank of Japan·
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ZWL

Zimbabwean Dollar

ZWL · Zimbabwe

66
High
Risk
Historical Scores
596469Jul 2021Jul 2023Jul 2026
What does this mean for you?

The Zimbabwean Dollar is under significant pressure, scoring 66 out of 100. This isn't a crisis yet, but things are moving in the wrong direction. If you're saving in this currency, you need to be paying attention — your purchasing power is being eroded.

To keep up, your money needs to grow by at least 106% per year. Every ZWL100 saved today buys about ZWL49 next year. Calculator ↓

Inflation
104.7%
Debt / GDP
87.0%
GDP Growth
8.1%
FX Volatility
100.0
Governance
-0.8
Reserves
0.5 mo
Analysis
What's working well
Economy is growing healthily
What to watch out for
The official exchange rate doesn't match what people actually pay (150% gap)
Prices rising fast (104.7% per year) — your savings lose value quickly
The currency has been swinging wildly — hard to plan ahead
Full Zimbabwe analysis →

Savings Impact Calculator

ZWL
Holding cash in ZWL104.7% inflation
ZWL 28−ZWL 972 (97% purchasing power lost)
Your ZWL 1,000 buys 97% less in 5 years
What if you invested ZWL 1,000 instead? (5yr, in ZWL terms)
USD-denominated assets gain an additional ~101.7%/yr from expected ZWL depreciation vs USD
Hold USD Cash
ZWL 31.0k
+ZWL 30.0k
+98.7%/yr net in ZWL
S&P 500
ZWL 42.5k
+ZWL 41.5k
range: ZWL 28.7k–ZWL 61.2k
10% USD return + 101.7% FX · ±16% vol
Gold
ZWL 40.6k
+ZWL 39.6k
range: ZWL 22.1k–ZWL 69.7k
8% USD return + 101.7% FX · ±24% vol
Bitcoin
ZWL 59.9k
+ZWL 58.9k
range: ZWL 15.4k–ZWL 174.3k
25% USD return + 101.7% FX · ±54% vol

All values in ZWL. USD-denominated assets (S&P 500, Gold, Bitcoin) include an estimated FX gain of ~101.7%/yr based on the inflation differential between Zimbabwe (104.7%) and the US (~3%). This uses purchasing power parity as a long-run approximation — actual FX movements can differ significantly in the short term. S&P 500 based on 1957-2024, Gold on 2000-2024, Bitcoin on 2015-2024. Past performance does not guarantee future results. Not financial advice.

Holding other assets too? Calculate your full portfolio risk →
This score is based on our 12-factor risk model. Think inflation or debt should matter more? Build your own model with custom weights and see how ZWL ranks differently.
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